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Track your spending. One of the simplest ways to get a handle on top of your spending habits is to be able to them. Do so by writing down everything you'd spend. Write across the date, even when you and what the budget tracker app was spent high on. After about a couple weeks you should be able to check at your record and easily spot methods to control your spending.
How anyone keep tabs on what family members is running? I recommend buying one of those big whiteboards you can put regarding wall and post a kitchen zoom. Have a column going down for each family member and have a row of tasks across the top and also a checkmark under task a person is responsible to. Or you also can use a wall calendar and indicate the person/task on suitable date for completion. Have fun with it! Poll your family on what we would prefer to use. Maybe a sticker system would keep everyone excited. The point insects to be creative and store it fun!
It's correct that the voyage towards a gentle financial future is quite tricky and lengthy