Secondly, need to limit yourself in the Irrevocable Trust to salary only. Often these trusts are called income trusts. Generally the assets are put in non-recourse investments because insurance company annuities or bank Cd's. Interest is then removed to provde the necessary hard cash. Situations occur where property such as the home is placed in the trust and permission to stay at in the property is granted by the trust. At death the assets in the trust are passed right through to the beneficiaries of the trust, your heirs.
California can be a community-property State, so everything accumulated your married is a member of both girlfriends or wives. In other words, you're only allowed to half from the new apartment. Moreover, you can only leave your portion what your want, or perhaps your half. She gets to leave her half where she wants. Those community assets are jointly owned.
It's funny